Welcome to the home page for the Division of Mortgage Lending. The Division is authorized to enforce the statutes and regulations pertaining to Mortgage Bankers, Mortgage Brokers, Mortgage Agents, Escrow Agencies, Escrow Agents and Loan Modification Consultants, Foreclosure Consultants and other persons who provide similar services. Additionally, the Division registers Credit Service Organizations and holds their surety bonds, although the regulation and enforcement of these organizations is under the jurisdiction of the Office of Attorney General.

The Division’s mission is to safeguard public interest by coordinating with industry groups to promote professionalism and ethics of the mortgage lending, escrow and loan modification and foreclosure consultant industries, and to ultimately provide consumers with a meaningful complaint resolution process.