Welcome to the home page for the Division of Mortgage Lending. The Division is authorized to enforce the statutes and regulations pertaining to Mortgage Bankers, Mortgage Brokers, Mortgage Agents, Escrow Agencies, Escrow Agents and Loan Modification Consultants, Foreclosure Consultants and other persons who provide similar services. Additionally, the Division registers Credit Service Organizations and holds their surety bonds, although the regulation and enforcement of these organizations is under the jurisdiction of the Office of Attorney General.

The Division’s mission is to promote professionalism and ethics in the mortgage lending, escrow, loan modification and foreclosure consultant industries through fair regulation and coordination with industry and consumer groups in addition to providing consumers with a fair and balanced complaint resolution process.