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Escrow Agencies and Agents - NRS 645A
Mortgage Brokers and Mortgage Agents - NRS 645B
Mortgage Bankers - NRS 645E
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Mortgage Agents, Residential Mortgage Loan Originators, Processors & Underwriters
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Wholesale Lenders under NRS 645E
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Home
About Us
Who We Are
Mission
MLD Updates
Press Releases
Meetings
Staff Directory
Consumer Information
Submit a Complaint
Mortgage Broker, Banker or Agent Look Up
Fight Fraud
Public Record Requests
Industry Information
Escrow Agencies and Agents - NRS 645A
Mortgage Brokers and Mortgage Agents - NRS 645B
Mortgage Bankers - NRS 645E
Loan Modification / Foreclosure Consultants and Covered Service Providers - NRS 645F
Credit Service Organizations - NRS 598
Mortgage Servicer and Supplemental Mortgage Servicers - NRS 645F
Education
Fee Schedule
Nationwide Multistate Licensing System (NMLS)
Statutes and Regulations
Licensees
SOS Filings
Enforcement
Proposed Consent and Settlement Agreements
2019 Actions
2018 Actions
2017 Actions
2016 Actions
2015 Actions
2014 Actions
2013 Actions
2012 Actions
2011 Actions
2010 Actions
2009 Actions
2008 Actions
FAQs
Certificates of Exemption
Commercial
Escrow Agencies and Escrow Agents
Miscellaneous
Mortgage Agents, Residential Mortgage Loan Originators, Processors & Underwriters
Mortgage Bankers
Mortgage Brokers
Mortgage Servicers and Supplemental Mortgage Servicers
Wholesale Lenders under NRS 645B
Wholesale Lenders under NRS 645E
Contact Us
FAQ - Certificates of Exemption
Certificates of Exemption
1. Are there any exemptions from the licensing requirements for a mortgage broker or mortgage banker?
Yes.
NRS 645B.015
and
NRS 645E.150
provides several qualifications that a person may meet to be exempt from the licensing requirements for a mortgage broker or mortgage banker. However, any person seeking to conduct business under one of the exemptions must file an application for a certificate of exemption from the commissioner.
2. How do I make application for a certificate of exemption from the licensing requirements under NRS 645B or NRS 645E?
A person claiming an exemption under NRS 645B.015 or NRS 645E.150 that only conducts commercial (non-residential) mortgage activity or does not employ any individual who must be licensed as a residential mortgage loan originator must submit its application for a certificate for exemption directly to the Division. The application may be obtained by contacting the Division at (775) 684-7060 and requesting the certificate of exemption application for Non-NMLS filers.
A person claiming an exemption under NRS 645B.015 or NRS 645E.150 that conducts residential mortgage activity or employs any individual who must be licensed as a residential mortgage loan originator must submit its application for a certificate for exemption through the NMLS to the Division. Additional information concerning the certificate of exemption application process can be obtained at
NMLS (external link)
.
If you have any further questions, please contact the Division at (702) 486-0782.